- DISCOVER IT MILES CARD VS CAPITAL ONE VENTURE ONE PLUS
- DISCOVER IT MILES CARD VS CAPITAL ONE VENTURE ONE FREE
The Bank of America cash back rewards are worth 1 cent. But the best part may be the 0 percent APR for both purchases and balance transfers in the first 60 days for 18 months (then 18.24 percent to 28.24 percent variable, 3 percent fee applies), making it one of the longer zero-interest options available.
DISCOVER IT MILES CARD VS CAPITAL ONE VENTURE ONE PLUS
You earn two percent cash back at grocery stores and wholesale clubs plus one percent on all other purchases (up to $2,500 of combined 3 and 2 percent category purchases each quarter, then 1 percent). As the name suggests, you can customize the category you earn the maximum 3 percent cash back in-and travel purchases are one of these categories.
The Bank of America Customized Cash Rewards credit card is also a cash back credit card. Bank of America® Customized Cash Rewards credit card: Best for lengthy zero-interest time period Each point is worth 1 cent each, but if you pool your points with other eligible Citi cards, you may be able to boost the value to 1.9 cents each through certain high-value Citi transfer partners. It also offers 0 percent APR on purchases and balance transfers for 15 months (then 18.24 percent to 28.24 percent variable) and has no annual fee.Ĭurrently, the Citi ThankYou points vary in value, depending on how you redeem them. You automatically earn the 5 percent in your top spending category each quarter, so if travel happens to be your top category, then it rivals the earning potential of other travel rewards cards. The Citi Custom Cash Card is a general cash back card, but it earns up to 5 percent cash back on select categories, which includes airlines, hotel and cruise purchases. Citi Custom Cash℠ Card: Best for automatic 5% cash back categories
DISCOVER IT MILES CARD VS CAPITAL ONE VENTURE ONE FREE
While this may be appealing to some, it makes it harder to earn luxury travel perks, such as free hotel stays or upgrades on flights. No matter what you redeem your miles for, the Discover miles are worth 1 cent each. You can earn a decent amount of travel rewards too, with a 5X miles on hotel and rental cars booked through Capital One Travel, and 1.25X miles for all other purchases. Plus, the no annual fee makes it a low-cost travel rewards card. The Capital One VentureOne Rewards Credit Card offers 0 percent APR for 15 months for both purchases and balance transfers (then 19.24 percent to 29.24percent variable), giving you even more options with the card. You’ll often find credit cards offering 0 percent APR for either purchases or balance transfers, but not always both. Capital One VentureOne Rewards Credit Card: Best for zero-interest purchases and balance transfers If you want a simple rewards program where you have broad category coverage for everyday spending, then the Autograph card may be a great fit. With no annual fee, it’s a low-cost card with which you can rack up serious rewards quickly. Each point is worth 1 cent each, which means 3 cents per dollar for the bonus categories. Additionally, you earn 3X points on restaurant, travel, gas station, transit and streaming purchases, plus 1X points for all other purchases. The Wells Fargo Autograph Card offers a 0 percent introductory APR for purchases for 12 months from account opening (then 19.24 percent, 24.24 percent or 29.24 percent variable). Wells Fargo Autograph℠ Card: Best for simple travel rewards program We picked the following credit cards and found our list of top contenders, each of which offer at least 12 months 0 percent APR on purchases or balance transfers, plus earn high rates of travel rewards.
The 5 best travel cards with 0% introductory APR During a recession and high inflation, both of these benefits can make a huge difference with your budget. The best travel rewards credit cards make it possible to significantly save on travel-related expenses, while 0 percent introductory APR saves you money on costly interest charges. Having both travel rewards and 0 percent APR are incredible perks on their own, but when you combine the two, you have the makings of a credit card with potential for substantial savings. Travel reward credit cards and 0 percent introductory APRs on purchases and balance transfers don’t often co-exist.
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